Commercial Insurance
Deans & Homer's Suite of Products.
We offer a range of insurance products tailored to your unique business needs. Let our experienced team find the best coverage for you.
Benefits
The D&H Difference.
When it comes to commercial insurance, you want a provider that understands your business and has your back. That's where Deans & Homer comes in. With our personalized approach, top-rated carriers, and comprehensive coverage options, you can feel confident that your clients' business is protected.
Here are some of the benefits of working with us:
- Adjustable Commission up to 25%
- No Broker or Inspection Fees
- No Coinsurance Forms
- "A" Rated Carriers
- Direct Bill Installment Options
- Quick Turnaround Time
Commercial Package.
Our Premier Building Owner’s Package Policy offers property and liability coverage for commercial, tenant-occupied properties under well-written leases, well-maintained commercial and mixed-use buildings.
No Coinsurance Clause
30 Months Loss of Rents
125% Extended Replacement Cost
No Vacancy Clause
$250k Ordinance or Law
$500k Debris and Demolition
Inland Marine Coverage.
Our inland marine coverage offers a range of specialized policies to protect your business equipment and property. From builder's risk to transportation, we've got you covered.
Builder’s Risk
Contractor’s Equipment
Contractor’s Property
Installation Floater
Transportation
Motor Truck Cargo
Misc. Property Floater
Warehouseman’s Legal Liability
Surplus Lines.
For unique commercial and inland marine risks that require individual tailoring of rates or forms, or for select SL risks including but not limited to: Vacant Commercial Buildings and Dwellings / Renovations / Premises Liability / DIC with FAIR Plan.
No Broker Fees
No Inspection Fees
Low Minimum Premiums
Direct Bill Installment Options
Additional Products.
- Rental Dwelling
- Property coverage for buildings and rents and optional liability for 1 to 4 unit tenant-occupied dwellings. (not available in CA.)
- Business Personal Property
- Coverage for an operating business where the liability has been placed elsewhere. Business Income coverage included and may be increased or written as a separate policy.
- Assisted Living Facility
- Property and business operations coverage for the business operator of assisted living and residential care facilities Building owner package coverage is also available. (not available in CA.)