Commercial Insurance

Deans & Homer's Suite of Products.

We offer a range of insurance products tailored to your unique business needs. Let our experienced team find the best coverage for you.

Insurance Agent


The D&H Difference.

When it comes to commercial insurance, you want a provider that understands your business and has your back. That's where Deans & Homer comes in. With our personalized approach, top-rated carriers, and comprehensive coverage options, you can feel confident that your clients' business is protected.

Here are some of the benefits of working with us:

  • Adjustable Commission up to 25%
  • No Broker or Inspection Fees
  • No Coinsurance Forms
  • "A" Rated Carriers
  • Direct Bill Installment Options
  • Quick Turnaround Time
Commercial Package. icon

Commercial Package.

Our Premier Building Owner’s Package Policy offers property and liability coverage for commercial, tenant-occupied properties under well-written leases, well-maintained commercial and mixed-use buildings.

No Coinsurance Clause

30 Months Loss of Rents

125% Extended Replacement Cost

No Vacancy Clause

$250k Ordinance or Law

$500k Debris and Demolition

Inland Marine Coverage. icon

Inland Marine Coverage.

Our inland marine coverage offers a range of specialized policies to protect your business equipment and property. From builder's risk to transportation, we've got you covered.

Builder’s Risk

Contractor’s Equipment

Contractor’s Property

Installation Floater


Motor Truck Cargo

Misc. Property Floater

Warehouseman’s Legal Liability

Surplus Lines. icon

Surplus Lines.

For unique commercial and inland marine risks that require individual tailoring of rates or forms, or for select SL risks including but not limited to: Vacant Commercial Buildings and Dwellings / Renovations / Premises Liability / DIC with FAIR Plan.

No Broker Fees

No Inspection Fees

Low Minimum Premiums

Direct Bill Installment Options

Additional Products.

Rental Dwelling
Property coverage for buildings and rents and optional liability for 1 to 4 unit tenant-occupied dwellings. (not available in CA.)
Business Personal Property
Coverage for an operating business where the liability has been placed elsewhere. Business Income coverage included and may be increased or written as a separate policy.
Assisted Living Facility
Property and business operations coverage for the business operator of assisted living and residential care facilities Building owner package coverage is also available. (not available in CA.)