Community-Based Renters Insurance

Our renters program is designed for professionally managed apartment communities to enhance the leasing experience for residents.

Key Benefits.

Pre-Approved Residents: All residents of participating communities are pre-approved.
Real-Time Tracking: Automated reporting and real-time tracking of resident’s insurance.
Same-Day Issuance: Speeding up the leasing process.
Multiple Resident: Option to add multiple residents of same unit on single policy.
Direct Claims Handling: D&H directly handles claims submitted under this program.
Liability Limit Options: Standard $100,000 liability limit is increasable.
Property Limit Options: Options from $15,000 to $75,000 depending upon state.
Deductible Options: Deductible options of $250 and $500.

Community must be professionally managed by a pre-approved management company.
Residential property’s age should not exceed 20 years without substantial updating.
Property is well-maintained with no special hazards.
Lease agreement requires residents are financially responsible for their personal property and negligent acts.