Construction site for a new buildingCommercial retail spaceCommercial office space

Empowering Leading Insurance Agents & Brokers

Established in 1856, we are a leading provider of insurance solutions for businesses and individuals. Unparalleled commercial property expertise is just the beginning.

Established in 1856

Building Trust for Over 150 Years.

Deans & Homer partners with several prominent “A” rated carriers to offer proprietary Standard and Surplus Lines products.


Our business changes rapidly. When it comes to insurance, we need a stable, trusted partner.

A Trusted Partner.

An agent-centric value proposition focused on underwriting excellence, speed, and problem solving.

A Net Promoter Score among the best in the industry
78 NPS
Insurance agent

As we look for ways to grow, we need an underwriting partner who listens.

Adapting to market needs.

We leverage our in-territory underwriting and proximity to our agents to guide the development of our products.

Backed by collaborative, tenured, and thoughtful underwriting
"A" Rated Capacity
Insurance agent

When navigating my client's insurance needs, I prefer a single point of contact with my partners.

Founded on personalization.

Our underwriters serve as your primary point of contact for all aspects of your policy, including claims, inspections, underwriting, and everything in between.

The average a policy stays with D&H
10 yrs.+

Proudly partnered with the following carriers.

Our Carriers
Fidelity and Deposit Company of Maryland
Hudson Insurance Company
Indian Harbor Insurance Company
Mitsui Sumitomo Insurance Company of America
Obsidian Specialty Insurance Company

Looking for simplepolicy management?

Our Agent Center allows insurance agents to easily manage their commercial property policies.

Get Started →
Deans & Homer Agent Center