Deans & Homer Surplus Lines

Deans & Homer's surplus lines offerings

Surplus Lines

We Offer

  • 15% Commission Rate
  • 12.5% commission for dwellings in AZ, CA, NV, OR, WA
  • Low Minimum Premiums
  • No Broker or Inspection Fees
  • Direct Bill Available with Installments (CA and AZ Only)
  • Coverage Issued by non-admitted companies with superior A.M. Best financial strength ratings.

We Write

  • Dwellings
  • Contractor's Equipment which is ineligible for standard lines
  • Lessor's Risk - Commercial with Habitational Occupancy
  • Monoline Liability Coverage on Vacant Land, Triple Net Lease
  • New Ventures
  • Owner's Protective Premises Liability (No Tract Homes, Condos, Owner / Builders)
  • Renovation Projects
  • Rents and Liability Packages
  • Scheduled Article Floaters
  • Single Event Inland Marine Risks
  • Theft-Only Coverages
  • Transit Policies (Including Excess Over BOP Accounts)
  • Vacant Buildings

For more information, contact your underwriter.